Why I built this
I built Undebtify for myself while I was working my way out of debt. I'm sharing it in case it helps someone else in the same situation.
What didn't work
- Spreadsheets. Fine for a week or two. Then they became one more thing to keep up with, and one more thing I didn't want to open.
- Other apps. Most wanted my bank login, or were built around budgets and spending. Paying debt off was an afterthought.
So I made what I needed
One place for every debt. Quick to update. Honest about what's due and what's been missed. And a clear sign each month of whether things are getting better. No bank links, no adverts, nothing to sign up for.
Who it's for
Anyone who owes money and wants a clearer picture of it. It doesn't matter how much, or how it happened. If you're keeping track, you're already doing something about it.
What it isn't
Undebtify is a tracker, not an adviser. It won't tell you what to do with your money. If things feel out of control, talk to someone. Free help is available.
Full story coming soon. I'll write up the longer version: how I got here, and what actually helped.